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well I don't have $10k lying around.....
By:
Glenn (Mini-Admins; 16994)
Posted on: 12-21-2009 19:24.
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correct me if I am wrong here, but if there is a bad accident and a family member gets hurt and needs expensive care that costs $25K I would have to pay $10K out of pocket, correct? I see your POV though, I just don't have that to get too right now.
tenneck imparted these words:
Glenn imparted these words:
Mine is through BlueCross BlueShield of NC, $2,500 detuctible, $25 co-pay, $15 generic Rx and it comes in over $800 including dental for a family of 4. Highway robbery!
$800 a month X12 months =$9600. So whats the difference?
$9600 + $2,500 deductible = $12,100 total cost/exposure.
$1800 + $10,000 deductible = $11,800 total cost/exposure.
The only difference is that under the $10k deductible plan you get to invest $5800 in a tax deferred health savings account.
Edited by tenneck at 12/21/2009 5:41:58 PM
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